California Insurance Department – Video: The Bee Interviews California Insurance Commissioner Candidates
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Assemblyman Marc Levine takes on incumbent California Insurance Commissioner Ricardo Lara and independent Robert Molnar in the primary election.
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Wow. Commissioner Lara, back to blaming the victim. This is like telling someone that has been robbed, I'm not going to go after the burglars, but you need to get better locks, security systems, and spend some money to fix your problem. Really? What are you asking insurance industry to do for homeowners that have already been cancelled? Our association's insurance was cancelled without little notice. We've never filed a claim in 40 years of our existence. We were remapped to high risk by the insurance industry…is that not a conflict of interest? The broker never talked about defensive space or home hardening. All he said is that we needed to ride the storm…together!! Do you realize how much it cost to do the work that is needed, how much it cost to remove trees or trim drastically? Communities need to budget to do more than just brush clearance. Our fire insurance went up from a $40,000 premium to $425,000 and the new policy is terrible. We didn't have that kind of money in our budget unless we tapped into our reserve, which is not meant for "regular costs." That's like depleting your entire savings to pay a bill you have to pay again next year. Instead, we have to pay an additional $1600 from each unit (243 units.) Just so you'll know this puts a huge stress on us all especially retirees and seniors on a fixed income. Do we not remember what happened with predatory lending? People lost their homes. Companies like Wells Fargo apologized 10 years later for their lack of loan modifications issuance due to a calculation error. I guess we have to wait until the insurance industry issues an apology in 10 years because the algorithms were off, all the while their profits have been securely invested and they are no longer suffering a "loss." I have enough love and hope in this country and state to know WE CAN DO BETTER!!!
marc levine is obviously the best candidate here. Voting for Ricardo Lara means you are actually apolitical who pretends to care about issues and votes on buzzwords
MY fire Insurance went from $1100- yr to over $5k a year. Some of us clear our land for wildfires but yet you still make us pay per the Map. No one should have ever bailed out the Insurance companies, they took a risk as did we. The California fair plan is still not so fair. I understand that if we didn't have it we wouldn't have Insurance but this has to come to an end. Who is going to Bat for the Consumer?
I have seen this 3 times now but this just Democrats nothing from the other side, why? I haven't seen anything except canceled my original contract and rewrote my contract with Forrest fire insurance (I don't live near a.forrest ) my home .was charged with flood risk I don't live where I would be flooded. I have earthquake ins. It went up to a 10 and goes up every time . I've have 2 vehicles insured but they are older and with an umbrella also, I'm older and I think that is one reason even though I had my license renewed and have no problems and no tickets for over 25 years. I really want to leave California, over regulations, I see no peace in California. I'm on a fixed income doesn't matter everyone wants their. Pound of flesh
Thank you so much for these interviews! I'm sure no one knows what's going on or who these people in office are. These are helping me a lot with my voting choices.
Climate change is a joke. 3rd world corruption is the fire reason from Newscum.
Recardo Lara, you have completely lost me the moment you uttered the words "climate disclosure." How in the hell does that have anything to do with insurance???